© 2025 Renew Financial Group LLC. All rights reserved. California Department of Financial Protection and Innovation - PACE Program Administrator License #60DBO-90653. Renew Financial is not a government agency. Installation or construction of property improvements financed with a PACE assessment is provided through a home improvement contractor or other third-party provider and not by the program administrator or a government entity.
This site is owned and operated by Renew Financial Group LLC.
Our competitive1 fixed rates and long repayment terms make home improvements affordable. Plus, there are no penalties for paying off the financing early (a processing fee may apply).
Simple. Fast. Secure.
Our financing was designed with you in mind: installing safety upgrades may reduce your insurance premium, while efficiency-related upgrades may lower your utility bills.
Easy on your budget
Our simple and fast application process comes with strong consumer protections that go above and beyond those found in traditional financing.
Potential savings
PACE is a unique income and home-equity-based financing program that enables homeowners in California and Florida participating communities to access affordable1 financing for the home improvements that matter most, with repayment terms of up to 30 years (up to 20 years in Florida).6 The financing is added and paid through the property tax bill, so there is no need to refinance the property to use its equity!
Use your home's equity to upgrade your home without refinancing
No Payments for up to 17 months3
Improve and protect your home now and keep your hard-earned savings for life's unexpected moments.
Amounts as little as $2,500 and up to $250,000 with no minimum credit score requirements to qualify.
The registered contractor you select will get paid when you sign off on your project's completion.
100% financing up to $250,0004
Project Confidence5
With Property Assessed Clean Energy (PACE) financing from Renew Financial, California and Florida homeowners can quickly and affordably1 improve their home's safety, comfort, and efficiency. No credit score or money down is required to qualify.2
We keep it simple! No piles of paperwork or endless requirements. We focus on a few key items to ensure you qualify, making the process quick and hassle-free.
Fast approvals (usually same day)
Eligible products for PACE financing
ROOFING
WINDOWS & DOORS
BACKUP GENERATORS
STORM SHUTTERS
(FL ONLY)
And much more!
Renew Financial Group LLC.
555 12th St, Suite 1650, Oakland, CA 94607
Important Disclosures:
1. As of October 14, 2024, the interest rate for PACE from Renew Financial is 9.24%, which is lower than the average personal loan interest rate. According to Bankrate.com, the average personal loan interest rate is 12.35%. Source: https://www.bankrate.com/loans/personal-loans/average-personal-loan-rates/
2. PACE financing is subject to approval. Underwriting requirements and restrictions apply. Not all applicants will qualify. PACE is secured by a lien against the property and may be required to be repaid in full at the time of sale or refinance. PACE financing is not a government subsidy or backed by the government. It is private financing that must be repaid in full.
3. The timing of the first payment depends on the date the project is funded and whether a mortgage impound applies.
4. The maximum financing amount an applicant is eligible for will be determined based on the homeowner’s annual household income and available home equity in the property.
5. Contractors must register, or be registered, with Renew Financial and be in good standing to offer Renew's residential PACE financing. Homeowners should perform due diligence before selecting a home improvement contractor.
6. Not all products and projects are eligible for 30-year financing (up to 20-years in Florida). The term available will depend on the expected useful life of the product(s) and applicable jurisdiction guidelines.
A simple way to pay for safety and efficiency related home improvements.
We used Renew Financial for two home upgrade projects. Each time the loan process was simple, easy, and very quick. I wish car dealers would follow their example! I would highly recommend Renew Financial for any home project!
Without Renew, we would not be able to get our new roof, solar panels, and windows repeat customers, 3x's. Thank you, Renew, for handling the process as easy as pie.
Great customer service and wonderful program that allowed us to get a metal roof on our house which will further protect against hurricanes. Highly recommend them.
Financed new roof and gutters after Hurricane Ian damaged them beyond repair. To replace them, we worked with Renew Financial as recommended by our Public Adjuster and couldn't be happier. Well done Renew Financial!
Renew Financial has helped thousands of homeowners. We want to help you, too!
* The reviews listed above were submitted directly to Renew Financial or the Better Business Bureau, Google, or other similar review websites. The views and opinions contained in the testimonial belong solely to the individual customer and do not reflect our views and opinions. These customers obtained RenewPACE financing through Renew Financial and were compensated accordingly for their time to share their experiences and opinions.
Three easy steps. One improved home.
Check Eligibility
Confirm you meet the basic eligibility requirements: Your property is in a participating community, and both the project and property type qualify.
Apply
Once basic eligibility requirements are confirmed, you can apply online or over the phone. The application process is simple and does not affect your credit score.
Decisions are generally issued same-day!
Install
Select a contractor registered with Renew Financial to price and install your project(s).
If your chosen contractor isn't registered, they'll need to enroll with us to proceed with the financing.
Projects financed worth over
$1.9 billion
funded to date
SOLAR PANELS
HEATING & COOLING SYSTEMS
ENERGY STORAGE SYSTEMS
EV CHARGING STATIONS
ELECTRIC OR GAS WATER HEATERS
SOLAR WATER HEATERS
INSULATION
FLOOD MITIGATION - SEAWALLS, ETC. (FL ONLY)
EARTHQUAKE PROTECTION (CA ONLY)
Eligible products vary by state and jurisdiction.
We pioneered residential PACE financing
16+
Years of experience
4.7/5
64,000+
Projects completed
We created the residential PACE program in 2008. Believe us when we say no other provider can match our experience and expertise!
We have a reputation for doing PACE the right way and are committed to setting high standards in the industry.
Thousands of California and Florida homeowners in participating communities have trusted us to finance their eligible projects. You can trust us too!
Frequently asked questions
What is PACE financing?
Is PACE financing a government program?
How much money can I borrow?
What are the terms and interest rates?
Is PACE financing available nationwide?
Does PACE financing have consumer protections?
Can I use PACE financing for any home improvement?
Can I choose my own contractor for the project?
How is PACE financing paid back?
Can I use PACE to improve a vacation property?
The process is fairly simple to set up. We had a new roof and windows installed and couldn't be happier with both. Good program and I would recommend them to finance your project.
Customer Satisfaction
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